BANKING BUSINESS & TECHNOLOGY MANAGER

Stefano Figini

20+ years in European banking across Credit Risk, Regulatory Reporting and AI Transformation.

Bridging business strategy and technology innovation.

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About Me

Banking Business & Technology Manager with 20+ years of experience bridging business strategy and IT execution across credit risk, regulatory reporting, pricing governance and enterprise banking platforms in leading European financial institutions. Led cross-functional programs across 12 countries, combining leadership, people management, team building and stakeholder management to align business priorities with scalable technology solutions, with direct line management responsibility for a team of 50 professionals, including employees and long-term consultants, and indirect leadership across larger multi-country delivery teams. Recognized for translating complex business objectives into detailed requirements, target operating models and IT roadmaps, while leveraging expertise in enterprise knowledge management, extended to Agentic AI and AI automation, retrieval-augmented generation (RAG), multi-agent systems, Model Context Protocol (MCP) and workflow orchestration to drive digital transformation.

Core Competencies

  • Credit Risk Management
  • Regulatory Reporting (Basel III/IV)
  • RWA & Capital Adequacy
  • Pricing Governance & FTP
  • AI & Digital Transformation
  • Program Management
  • Cross-functional Leadership
  • Stakeholder Management
  • P&L Ownership
  • SRT (Significant Risk Transfer)

Professional Experience

Credit Risk Regulatory Reporting Manager

Current

Intesa Sanpaolo·2023 – Present

Managing the evolution of Daily RWA Central Engines and Expected Loss Central Engine infrastructure, while supporting cloud transformation across credit risk platforms.

Credit RiskBasel IVRWARegulatoryAI Automation

Customer Value Management Manager

UniCredit Group·2021 – 2023

Managed mortgage strategy and pricing/profitability initiatives across CEE markets, coordinating activities across 12 countries.

CVMPricingData AnalyticsCustomer Strategy

Group Special Entities Risk Manager

UniCredit Group·2020 – 2021

Managed Significant Risk Transfer evaluation activities and coordinated risk-related initiatives involving legal, compliance and treasury stakeholders.

Special EntitiesSRTSecuritizationCredit Risk

Group Pricing Manager

UniCredit Group Finance·2016 – 2019

Coordinated lending product pricing processes across 12 CEE countries and acted as focal point for Fund Transfer Pricing frameworks.

FTPPricingALMTreasuryMulti-country

Various Senior Roles

UniCredit / UBIS / TTP / EtnoTeam·2004 – 2016

Earlier experience covering IT demand management, international project delivery, financial mathematical engineering, pricing methodologies, business applications, data warehouse solutions and banking systems for middle office and trading room environments.

IT BankingProject ManagementSoftware Development

Technical Skills

Banking & Finance

  • Credit Risk
  • Regulatory Reporting
  • RWA
  • Basel III/IV
  • CRR3
  • Pricing Governance
  • Fund Transfer Pricing
  • Mortgage Strategy
  • SRT
  • Capital Adequacy
  • ALM
  • Securitization

Leadership

  • Cross-functional Teams
  • Stakeholder Management
  • P&L Ownership
  • Program Management
  • International Teams
  • Change Management
  • Strategic Planning

Technology

  • Python
  • JavaScript
  • TypeScript
  • Next.js
  • Docker
  • Linux
  • Git
  • SQL
  • REST APIs

AI & Automation

  • LangGraph
  • CrewAI
  • n8n
  • MCP
  • RAG
  • OpenAI SDK
  • AutoGen
  • Vector DBs
  • Agentic AI
  • Prompt Engineering

Education & Certifications

Executive

Executive Management Program in Banking

SDA Bocconi

Master

Second Level Degree (Laurea Magistrale) in Software Engineering

Politecnico di Milano

Degree

Degree (Laurea) in Software Engineering

Politecnico di Milano

AI Certifications

  • AI Leader Certification
  • AI Engineer — Agentic Track
  • RAG Strategy & Implementation
  • AI Builder with n8n
  • Coding Agents Certification

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Get in Touch

Available for collaboration opportunities, advisory roles and projects in banking & technology.

stefano.figini@gmail.comLinkedIn

📍 Milan, Italy